Mediterranean Pizza

The roots of our perennial favorite, Pizza, lie in the Mediterranean, and traditionally, pizza never has pineapple, chicken or any of the other "fancy" ingredients we've come to think of on it. But that doesn't mean it has to be either boring OR expensive!!

Make your own tasty mediterranean pizza at home for a cheap, tasty meal that the whole family will love.

Mediterranean Pizza

Your favorite pizza sauce**
Half a cup or so of grated cheese - use your own favorite, but LastPenny uses any brand of Tasty
1 or 2 fresh tomatoes, diced
Baby spinach leaves
Fresh basil leaves
Store-bought pizza base!

Heat oven up to 200C. Spread your pizza sauce on the pizza base, top with baby spinach leaves and basil leaves, a sprinkle of cheese and tomato over the top.

For extra flavor, add sliced mushrooms or chopped bacon.

**LastPenny's Quick and Cheapy Pizza Sauce

1 tin Watties Pasta Sauce (any flavour)
3 tablespoons tomato sauce
1/2 tablespoon mixed herbs

Bring gently to the boil on the stovetop, stirring often, and cook for 10 minutes or until sauce starts to thicken and reduce.

This makes heaps: refrigerate in glass or plastic for use. You can also freeze it in single-serve (about 3-4 tablespoons) portions!

Great for a quick and easy dinner, for entrees, or weekend lunches.

Try making it on a pita bread, and folding it over to take to work for lunch!

Chickpea Salad

Summer's coming, and with it, you often dont feel like a hot meal in the evenings. Here's a tasty, filling vegetarian option!

Chickpea based, so it's packed with protein and best of all cheap; and most kids love it.

Chickpea Salad

4-5 button mushrooms, or 1 large flat mushroom (omit if mushrooms are disliked)
1/2 small red onion
1 Yellow or orange pepper
1 large chopped tomato (or use halved cherry tomatoes)
large handful fresh green beans, chopped**
300ish gram tin of chickpeas, drained
1 bunch chopped fresh parsley
Juice of 1 small lemon

Non-vegetarian option: 2 rashers bacon. OR, delicious with Sanitarium Rashers (vegetarian bacon) - these are optional

Quarter the mushrooms, slice the bacon or rashers if used into short thin strips, and chop the onion and pepper into small chunks. Heat up a small pan and lightly fry the mushrooms, bacon and veg until they're soft - about 3-4 mins in general. If using bacon, ensure it's completely cooked. I use Canola cooking spray for this.

Put your drained chickpeas into your salad bowl and add the tomatoes and the chopped parsley. You can also use coriander. Drizzle with lemon juice and mix gently (dont crush the chickpeas.)

Add the warm ingredients, stir through, and set aside to cool.

Serve with balsamic dressing.

**TOP TIP: If money's tight or you dont have them to hand, use frozen beans, peas or my personal favorite: Mixed Veg!

Serving suggestions:

On the side at barbecues, in place of a regular green salad, or as a light meal on it's own. Very tasty and filling.

Baked Bean Hash Pie

Cheap and Easy!

Baked Bean Hash Pie

1 - 2 tins baked beans*
4 - 6 hash browns
2 eggs
1/4 cup milk
salt and pepper to taste
grated cheese
Bacon or saveloys - optional
Spring onions - optional
Fresh parsley or dried mixed herbs - optional

Roughly line a casserole dish with the hash browns. Top hash browns with baked beans - optimally about half an inch to an inch thick. Sprinkle over chopped spring onions, finely chopped bacon, or thinly sliced saveloys - optional.

Beat together eggs and milk, salt and pepper, and pour over.

Cover with layer of grated cheese if desired. Garnish with chopped parsley or dried mixed herbs.

Bake at 180C for 35 mins.

Serving Suggestions

* For kids' teatime with buttered bread
* As a special brunch, with baby spinach salad on the side

Leftovers can be served cold like an over-moist frittata - very tasty!

* Use budget or home brand or whatever's on special!

Affordable and excellent car rental

Just the other day, one half of LastPenny got her car written off - a week before moving day! Oh noes!!!

But never fear, we took the opportunity to rent a station wagon to assist with the move - there are always *more* things than you think that you want to take in the car, right?

I got in touch with A2B Rentals in Auckland. They have a huge range of high km, older vehicles for rent for those of us who are budget-conscious.

Not only were they able to let me have a lovely big station wagon for the pricely sum of $26 per day INCLUDING GST, they allowed me to transport my cat (in her carrier), in the car, when I requested that this be allowed.

This is km-inclusive, standard-insurance inclusive, no hidden extras.

They were able to let me have the car a day early when the movers wanted to come early, and at all times they were pleasant and excellent to deal with.

The only trouble is they only have locations in Auckland, Wellington and Christchurch.

I recommend A2B as a great option for the LastPenny traveller!

And now that we're all moved in, you can look forward to a return to your regular tkips and recipes from LastPenny!

Rugs: A cheaper, beter way

You probably know the expense involved in buying rugs for your home. Hundreds of dollars buys you something synthetic or thin, while the nicer ones go for the high hundreds or even thousands!

But there is a better way! You can purchased old carpet in a pattern you like - axminster is a favorite of LastPenny! or in plain colours, for often next to nothing. Cut to the size and shape you want, and have them latexed.

Latexing is a carpet treatment that's not talked about much. It involves latex being painted on the underside edge of the carpet to prevent fraying. It's a much cheaper option that overlocking or binding, and has a lovely natural look which allows the carpet pile to fall to the edge.

And best of all? It's around a tenth of the price!

Check out suppliers in your area - many will also cut to size for you. We just had a huge piece done for the princely sum of $7.20.

Moving: A success and two recs!

We've moved successfully and so you can look forward to your regular LastPenny updates again!

The move went really well, and that was in large part due to the wonderful moving company we employed.

We used Matamata Furniture Movers, who gave us an absolutely excellent price. They brought their very large truck and trailer for our load (which was very large!) but due to the wonderful packing skills of Gary they got everything in the truck alone.

They got us loaded in record time, and everything made the trip safely - except the keys to the desk and the china cabinet which I've put somewhere *safe*. I expect to find them around 2011...

I got in touch with Matamata Movers, (who work nation-wide) or rather they got in touch with me, via Backload Movers, a wonderful website I blogged about back here. Suffice it to say I can't recommend Matamata Movers or Backload Movers enough!

The only minor hiccup was that Gary couldn't get any staff to help unload at our new property. But we fixed that via *another* LastPenny trick! We called up Massey's Student Job Search, and they sent two wonderful young guys out to help. They arrived within 45 minutes of our call and did an hour's work each, and at the end of that time we were unloaded! (Gary and I had done a good bit before they arrived).

Student Job Search, for those not in the know, is a service for students who are looking to earn some extra cash. You can list anything from skilled, ongoing part-time jobs to one-off casuals like what we did, and every time I've used them, I've been eminently satisfied.

It's a great way to find affordable assistance with projects, whether it's household cleaning, gardening, removals, or office work such as data entry or phone-manning.

Annies - Healthy Food and on special this week

Annies is one of my favorite places to buy snacks for lunchboxes from. They make all natural dried fruit products, nut products and seed products, amongst other things. I urge you to sign up their newsletter for great email specials.

Delivery is often overnight and very reasonable.

This week, on special are Mrs Mays Nut Crunch products. Go and check it out.

These products are an excellent, healthy alternative to sweets in the lunchbox, and are great for car trips where fresh fruit is often too messy to indulge in too often.

LastPenny recommends products we use ourselves. We receive no payment or other benefits from these recommendations nor for visits to websites we recommend in posts.

Kedgeree - a forgotten, filling, favorite!

Kedgeree is, put simply, a type of fish risotto.

It's nutritious, filling, warming and most kids love it. You can make it with any type of fish - personally, for ease and cost effectiveness, I use tinned smoked fish fillets.

You can also make it with tinned salmon (or even fresh salmon! But THAT'S not Last Penny!) to serve as a dinner party entree.

But you can use any sort of boneless, filleted fish.

Kedgeree

Fish of choice - 1x310g can smoked fish fillets is a good place to start. If using fresh fish, cook (grill or poach for preference) and flake.
2 cups cooked rice (long grain) - most kids prefer white, use brown for dinner parties, or, if you are being extremely posh, use a mix of wild rice and brown. Avoid jasmine, basmati, etc (Unless that's all you have in the house, in which case, I can attest to the fact it's quite edible with Jasmine!)
1 hard-boiled egg
1 or 2 fresh tomatoes
Herbs: best are fresh dill, chives and parsley. Use dried if you don't have fresh.*

I make this dish in the electric frying pan, but you can do it on the stovetop in a frying pan or wok if you prefer.

Put the cooked rice and the fish in the frying pan over a medium heat. Toss in a little oil to coat pan and prevent sticking (olive oil is best for fish, I find, but the healthiest option, of course, is good old canola cooking spray). Stir frequently, and cook until the rice is starting to brown.

Chop the egg roughly and add. Chop the tomato into smallish wedges, chop your hebs if they are fresh and add. Stir as you heat through.

Serve it when the tomato is warm but not cooked!

Serving suggestions:

For a dinner party entree, pile in small bowls and serve with a wedge of lemon to squeeze over it.
For lunch or tea, serve with a fresh green salad and slices of avocado, or with an orange-and-carrot salad, according to the season
Personally, I love the leftovers cold in my lunchbox, with a squeeze of lemon! But they also reheat in the microwave to be very tasty :)

*Top Tip: Dill is a wonderful herb to have on hand if your family likes fish. It enhances any fish cooking and is particularly tasty added to tinned fish. I usually cheat with dill and buy it dried, as I don't use the volume to justify a fresh plant.

Grocery Shop and Save

Consumer NZ has confirmed what most of us Laast Penny shoppers had already worked out for ourselves! Pak N Save has New Zealand's cheapest grocery prices.

The NZ Herald Article is here.

Here is a quote:

"Shopping there [Pak'nSave] saved around $20 and sometimes more than shopping in the dearest supermarket in each city."

Pak'nSave's Albany store produced the cheapest shopping basket, with a $115 transaction. Foodtown Glenfield was the most expensive, with a $140 total.

Woolworths had the highest prices of the nationwide chains, with prices varying from $136 to $145.



The survey excluded fresh produce, meat and fish - but, as LastPenny recommends, you are nearly always better off buying those products from a speciality dealer.

There are many asian groceries with fantastic prices on fresh produce, as well as markets and garden stores.

Meat is best purchased from The Mad Butcher, or other butchers in your town who are able to provide you with good prices.

If you are in Auckland, check out the Auckland Fish Market for the best prices on fresh fish!

Moving House? Check out Backload Moving

Shifting cities can be a costly business - anyone who moves finds that out smartly!

But Backload Moving** are here to help. What are Backload Moving?

Many furniture trucks end up driving up or down the country empty, because the company has only been able to book a one-way load. Backload Moving lets you, the consumer, take advantage of this - if you are able to be at all flexible on your moving dates, or even if you cant, go on over to Backload Moving and list the requirements of your move.

The listing is free, there is no commission for you to pay, and you'll be contacted directly by moving companies so that you can choose your own quote.

We are about to move, and we've done it this way, and we've received some great quotes!

**Backload Moving are a New Zealand company for clients in New Zealand, but I'm sure there must be similar outfits on other countries. Googling Backload Moving or Movers is likely a great place to start!

Reader Recipe: 5 Bean Soup

Beans, Beans, They're Good For the Heart: The More You Eat, the Fuller You Get Without Breaking the Bank

What? Is that not how that phrase goes?

Anyway, beans, yes. They're cheap, they're easy to cook, and they're proteiny and filling. Mix them with rice and cheese and you have a full complex protein, or get five kinds of them together with stock and a big pot and a flame, and you've got soup.

5-Bean Soup

Ingredients:
--five kinds of beans
--stock, your choice of
--spices

Steps:
Find five kinds of beans. My feelings on the subject are: whatever's on sale. Canned pintos at 0.49 per? Sold. Dry black beans, three bags for a dollar? Fabulous.

Except for white beans. I don't know. They creep me out. **Note from LastPenny: I LOVE white beans! *vbg*

Anyway! Assemble your beans! If you're using all canned beans, your cooking time will be much much less than if they're dry. Basically, with all canned beans, you're just looking at heating ingredients through.

Some canned some dry? Dump all your dry beans in the stock in the pot. Cook over medium-low heat for hours and hours. Yes seriously. Or do the whole thing where you rest them in cold water overnight. YMMV.

When the dry beans have become cooked beans, add the canned beans.

Now, basically, as soon as you have beans in stock, you can add spices. Totally up to you what kind. Me? I continue to be in love with Tony Chachere's Cajun Spice mix, so that's me sorted, but I've also used Old Bay (nom nom nom), generic "Italian seasoning" mix (did I mention I buy what's on sale? My kitchen looks like a swap meet), garlic powder and oregano, turmeric and garlic, and whatever was in the unmarked jar at the back of the cupboard, but smelled fabulous.

The thing is, beans are usually cheap little suckers, and they pick up the flavors of whatever's added, and they fill bellies well.

Things You Can Add When Flush:
--bacon (whoa there big spender)
--chopped garlic (my fave, as I can actually grow it)
--chopped celery (hey, what's that wilting in the fridge?)
--canned tomatoes (saaaaaaaaaaaaale)
--rice (if it's regular, non-minute rice, either cook it with the dry beans or pre-cook it, because I have had bad experiences with stubborn rice)
--other things you'll all tell us about in comments

With thanks to oddmonster. Check out oddmonster's blog over here at Your Daily Dog

Hash Brown Stacks

Quick, tasty and cheap hot lunch or light supper - also yummy if you want a hot breakfast! And kids love these tasty treats.

Ingredients:

1 or 2 hash browns per person (frozen are fine)
1 tin spaghetti in tomato sauce*
A few rashers streaky bacon (if desired)
Grated cheese - about half a tablespoon per stack.

Preheat your oven to 200C (or heat as appropriate for your brand od hashbrowns) Grease an oven tray by spraying lightly with cooking spray, or rub with a little oil on a paper towel. (Don't pour the oil on or your hashbrowns will go soggy.) Lay hashbrowns on tray, and top each with a generous spoonful of spaghetti. It should heap, but not overflow. I find a small tablespoon is about right for most hashbrowns.

Top with a sprinkle of grated cheese, and if you're having bacon, chop it finely and sprinkle around a teaspoon on top of each.

Pop into your oven and turn on the grill, or best of all fan grill. time will vary depending on your oven - mine take about 7 or 8 minutes but it might be as little as 3 or 4. Basically, your hashbrown should be warm through, your spaghetti nice and toasty, and your cheese melted and bubbly.

Serve!


*Use the budget kind for recipes! They cant taste the difference! Trust me!

Cheap power? I'll keep you posted.

Well, I have signed up for a make-your-own solar/wind power kit today!

You can find more info over here: http://www.freeenergygogreen.com/australia-newzealand/

The testimonials talk about people halving their power bills, or even bringing them to zero: and the kit itself is on sale price at the moment, so if you're interested, now is likely the time.

I will be keeping you posted with updates: as soon as we move to our new house at the end of September we'll give it a go.

Your groceries for free!

By collecting coupons from newspapers and websites, a Massachusetts woman has managed to trim her grocery bill down to just $4/week, to feed a family of six.

You can read more about it here.

Her answer? Collecting coupons from newspapers, magazines, manufacturer's websites, and going to the stores appropriate for each coupon. She spends an hour a week finding coupons; and four hours per week shopping.

Worth it? I think so.

How often do you "forget" your coupons, or go to the store where things aren't on sale because it's more convenient? Just think of all the money you could be saving.

Kids' Nachos

These nachos make an inexpensive, quick and easy-to-prepare snack or meal. Perfect for kids' teatimes on those days when they need something fast and nutritious.

It's light on vegies, so I like to include some raw carrot and cucumber fingers on the side; or raw peas, snow peas or broccoli heads depending on the season and cost!

A nice dollop of sour cream or my own preference, greek yoghurt (cheaper and healthier!) makes a wonderful dipping sauce for the vegies and also a nice topping for the nachos.

Corn chips (or sliced up pita bread, dried in oven)**
Baked beans (buy the plain-pack budget kind for this dish! They're usually no more than $0.99 (New Zealand Dollars!) for a 385g tin. And when mixed with the corn chips and cheese, no-one will taste the difference.) A 38sg tin feeds three kids or two teenagers :)
Grated cheese
Thick plain yoghurt or sour cream (optional)

Arrange the corn chips on a plate - a shallow dessert plate is what I find works best. Top with baked beans, and microwave for two minutes on high. Depending on your microwave, you might like to stir once during cooking. *

Top with grated cheese, and a dollop of sour cream if your kids like it!

**Top tip: Buy your corn chips in the largest bag you can find, and seal them in single-serve portions in freezer bags, in the cupboard. Each portion will stay fresh until required.

*Alternately, heat the baked beans on the stove pot in the saucepan, and finish the dish (with cheese, but without sourcream) with a few minutes under the grill - long enough to warm the corn chips and melt the cheese.

Make your own mouthwash

Found this little gem in How it All Vegan, a vegan cookbook by Tanya Barnard and Sarah Kramer, and having tested it out, I can tell you that it does just the same amount of fresh, clean mintifying as the $5 store brands:

"Tea Tree - Peppermint Mouthwash": 1 1/2 cup water, 6 drops tea tree oil, 6 drops peppermint essential oil.
Pour water and oils into a clean, dry container. Cap tightly and shake well. Rinse mouth out, but DO NOT SWALLOW.

There's a whole great section in that book about veganism in household products, and has tons of other useful recipes like for shampoo, toothpaste, hot oil rinse, dandruff treat ment, bath slats, face scrub, skin toner, lip gloss. It's really a useful book, and that section in particular is the one I consult the most. Definitely see if your library has a copy on hand!

The Dress Up Box - Old Fashioned Toys for Today's Families

Sorry LastPenny's been quiet the last couple of days - I've succumbed to a nasty cold! But today things are looking up so we're back to our regular posting schedule :)

Kids today are not really any different from us when we were little. Sure, they've been exposed to electronics and communications from an early age - but that doesn't mean that the only toys that interest them are expensive, flashy electronics.

When kids play, they like to act out their fantasies. And toys that enable them to do that are the toys they'll come back to, time and time again.

The Dress Up Box

If your childhood was anything like mine, the dress-up box got to come out on "special occasions" - and looking back, those "special occasions" were any time our parents wanted us raptly amused for hours at a stretch!

Perfect for rainy weekends, cousins visiting, children's parties, or simply everyday play, a dress-up box costs around five dollars or less to assemble and will provide literally years of fun.

You can work with a simple cardboard box, but if you have an old suitcase, it's even better. I remember ours was in an old-fashioned leather trunk, which added to the air of mystery. If you're using a box, have the kids decorate it with stickers and drawings - you'll love to look back at the box in years to come.

A good dress-up box contains:
  • Clothes. Rather than buying kids dress-up outfits from the store (expensive and unnecessary), go to your nearest op shop. Look for items made of glittery or shiny fabric, netting, velvet, corduroy - fabrics with texture and presence. The size and the fit of the items don't matter - kids will wear things the way they want to when they are dressing up, and "grown-up" clothes are half the fun.
  • Little boys in general love suit jackets and ties. Look for 80s suits in bright colours, pin stripes and other eyecatching looks.
  • If you have access to any kinds of old uniforms, pop them in. Lab coats can sometimes be found in op shops - grab one if they come up!
  • Add things like old sheets and lengths of fabric (most fabric shops have cheap remnant bins) for making costumes.
  • Accessories such as scarves, costume jewellery, handbags.
  • Have plenty of reds and blacks for witch/wizard outfits.
  • Don't include shoes, or bring them out only when supervised - kids can hurt themselves running about in ill-fitting shoes.
  • Have face-paint or some cheap make-up for very special supervised play sessions :)

Frankenpesto (Reader Recipe!)

Thanks to Oddmonster at Hooray for Dogs!

The worst part about being broke, for me, has always been when you feel broke. When you let the bank balance and bare cupboards get you down, to the point where you start to feel like that wee one digit before the decimal point's some kind of judgment on your eternal sooooooooooooooul.

What can I say? When I get down, I get dramatic.

So I try to find some small indulgence I can give myself until things get better. It's gotta be small and it's gotta be worthy of the splurge, and let's face it, I am hella food-motivated. It's gotta be edible. For me, every time, basil does the trick. Fresh basil, in the summertime, is spectacular. It's fragrant and vivid and tastes amazing. As I have a black thumb, though, I have to buy it at the shop. If you're lucky enough to be able to grow it, it can still be an indulgence, and a clever one at that. Let me introduce: Frankenpesto!

(I feel like he should have some music or something)

The canonical ingredients of pesto are as follows: fresh basil, sweetest most virgin olive oil, aged parmesan, pine nuts picked by hand by retired left-handed nuns, and garlic.

Now, some of those things are perilously expensive, and are not, more importantly, threatening to expire in my fridge.

(Sidenote: it's true, I am possibly over-thrifty in using up everything in my fridge. This is genetic; my grandmother lived through The War, and we've caught her scraping mold off things that she really shouldn't have way too many times. On the other side of the coin, though, CHEESE IS ALREADY MOLD. Sigh. Where was I? Oh! My fridge.)

So, having gotten, out of the blue, a very large bunch of basil that needed to be used up before the heat got it, I canvassed the fridge, and found absolutely none of the above ingredients. Except I did have:

--cheddar
--suspect heel of cambozola
--spinach attempting wiltiness
--plain old canola oil
--cashews and almonds

Seriously, cooking should be fun, and I really can't taste the difference between my pesto and the store-bought pine-nutted version. Right! If you've never made pesto before, it's dead simple. Wash your basil leaves. I personally swear by my salad spinner, which I found at a garage sale for $1. Why? Because every single garage sale ever has a salad spinner. Don't believe me? Hit the pavement this weekend and check for yourself. They're super-useful little critters.

Wash your basil, and assemble the food processor. Or if you're cheap and broke, your blender, the same one your husband mixes margaritas in. Tequila forgives a multitude of sins.

Puree your basil in small batches, while adding tiny (tiny!) splashes of oil to keep things moving. Once you've got a nice base going, toss in some salt and some minced garlic. Puree puree. More basil. Puree. Now some shredded cheese (puree) or some roughly sliced cambozola (purrrrrree). Maybe a dash more oil and another thick handful of basil. Puree. I added spinach too, for undetectable bulk. Puree. Once you have a nice goopy base. Toss in your nuts.

(Now now, peanut gallery)

Puree. Thunkathunkathunka puree-under-protest. Puree.

Keep going until it tastes right. Seriously that's the whole process right there. Then you can freeze some, or mix some with pasta, or you can be me and suck it out of the blender with crackers before your husband detaches from You!Tube and wanders in looking for dinner.

Do not puree. That's punishable with a jail sentence. Instead, simply sit on the back stoop in the sun and have another cracker loaded down with garlicky, cheesy basil goodness, and feel like at least for the moment, you might be the richest person in the world.

DIY Dollars Competition

GIB living are hosting a competition where you can win $8000 of home improvement vouchers. Nothing to buy to enter, no cost etc.

Go here: http://www.gibliving.co.nz/room-for-improvement/

Penny Saving Tip - Soap Bag

This is a top tip for anyone with kids!

Do you use bar soap in the shower or bath? Isn't it a pain how it gets wet and soggy in the soap dish, and what about those tiny slivers at the end, too small to be any use! What a waste throwing them all away...

But the alternative, body wash or liquid soap, just isn't viable with small children! They can keep themselves from playing with it, squirting it, or just using far too much...

A Better Way!

My mum did this using an "onion bag" - the plastic string netting bags you used to get onions in, the kind with holes about half a centimeter across. If you can still buy garlic or other items in them in your town, grab one! Failing that, buy a piece of the cheapest, strongest net curtain you can find! You can usually get quite large pieces in the remnant bin for cheap prices - about half a meter is great.

You can also make this by cutting up an old towel.

  1. Cut a piece of fabric about 10cm wide and 20 long, or, take your onion bag :)
  2. Fold your fabric in half and stitch up the sides to make a bag. You can use a sewing machine, or a small blanket stitch. Or, if sewing is the bane of your life, cut a slightly larger square (15cm x 15cm) and you can tie it into a "bundle" instead.
  3. Gather together all those slivers of leftover soap. Pop them into your bag, and tie it closed. The onion bag or netting curtain bags can be simply knotted - flannel or heavier fabric can be tied closed with plastic string. "Bundles" can also be tied with plastic string.
  4. Hang the bag in the shower. It wont pool and go squishy in water, and kids love to use it. It even has a gentle exfoliating effect!
  5. As each bar of soap gets down to a sliver, add it to the bag. In our house, we only had bar soap at the handbasins - the shower only had the soapbag and it was great!
  6. Also great for using up those tiny soaps they give you in motels!

Kid's party treats - a sweet and affordable idea!

Banana-Choc Icebergs

The original recipe from littlies.co.nz can be found over here, but my method is cheaper and just as tasty!

Chop a banana into 1 - 2 inch long rounds. Into the base of each, push an iceblock stick** (don't poke all the way thru!). Lay on a foil-covered tray (You can also use an empty icecream container), not touching, and freeze for 15 mins.

Make butter-free chocolate frosting (I'll bring you the recipe in a few days - basically, it's icing sugar, cocoa and a little hot water.) You *can* use butter icing if you prefer here, but it's not necessary, and the creaminess in the taste is lost in the freezing, so it's a good opportunity to save a few pennies!

Dip each semifrozen banana in the icing, and top with hundreds and thousands. Pop a chocolate button or similar on at least one side of the icing - this is to "rest" on on the tray so the icing doesn't get smooshed!

Place back on the tray, button-side down, and pop back in the freezer, still not touching.

They'll store for a week nicely in the freezer, and once they are frozen, you can lift them off the tray and pop them in a container in the freezer - as long as they're frozen, they wont stick to each other.

**TOP TIP: When we were little, my mum used to use skewers for this. It meant she didn't have to go out and buy single-use iceblock sticks specially!

One Pot Pork Chop Stew

These days, pork is often one of the cheapest meats you can buy. LastPenny recommends buying free range pork products.

This is a tasty and cheap recipe which can be made in under an hour, or alternately can be popped in the slowcooker. I usually use the slowcooker myself.

One Pot Pork Chops

7 pork chops ** You can also use pork belly slices, but these will be fattier.
2/3 cup of water
6-8 small potatoes *
6-8 carrots, split lengthwise and cut into 2" pieces
1 1/2 cans of tomato soup (For dollar value, I use powdered packet soup instead and add a couple of tablespoons of ketchup)
2 tsp. worcester sauce
1 tsp. salt
oil

In a saucepan (I use a big highsided stockpot, but you can also make this very effectively in an electric frying pan), brown the pork chops in just enough oil to coat the pan. Drain away the grease.

If you're using the slowcooker method, put the chops in the slowcooker, otherwise, simply add the rest of the ingredients to the pan. Cover and simmer for about 45 minutes or until the vegetables are tender.

Serving suggestions:
  • This is a one-pot meal, really, but for big eaters, you can serve it with mashed potatoes.
  • I prefer to serve it with some toast and peas or beans
*TIP: If you're short of potatoes, you can add a cup of pasta to the pan instead of the potatoes for the last 15 mins.

Tofu Scramble

Today we have a great recipe sent in by one of our readers!

Check out her blog at Hooray for Dogs!

Tofu Scramble aka How to Save the World with Tofu

You: 1, Your fridge: 0

Sooner or later, there comes a time when certain horrible forces in the universe combine and descend upon your kitchen. These forces are a) financial crunchage, and b) produce wiltage, and they can be pernicious and frustrating. However! You have a secret weapon in your arsenal that you may not have tried before: the tofu scramble.

Now now, I know what you're thinking. And yet! It is possible to use up all the produce wilting in the crisper like Aunt Gertie on her fainting couch while cheaply producing a tasty meal that feeds many. Including teenagers.

Ingredients:

1 potato, chopped
1 pkg extra firm tofu
1 yellow onion, diced
lemon juice
cooking oil
a fry pan that's seen better days
the spices of your choice
the contents of the fridge and/or fruit bowl

Right. First off, tofu retains its texture best when you squeeze all the water out of it. Easy: de-package said tofu and slice it into two thin rectangles laid side by side on a plate. Put a layer of paper towels over it, then squash it with the giant unwieldy casserole dish you could kill someone with.

While that's squishing, peel and chop the potato into wee chunks and pop them in a good-sized frying pan with a splash of oil. Leave them there and chop the onion, then turn and have stern words with the contents of the crisper. Basically, you're making a scrambled fry-up; the tofu, potatoes and onion will soak up the flavor of the oil and spices, and really, most other vegetables can be tossed in at will, browned nicely, and added to the dish for taste and bulk.

Last week when I made this, my crisper yielded a very suspicious looking kohlrabi, some leftover seitan bits from an earlier meal that were headed for the back of the fridge, green onions and an apple that had gone a bit soft. Normally, these are the types of things headed for the compost pile at speed, but behold the power of the scramble: chop chop chop into a pile with the onion.

Yes, an apple in a savory fry-up. It works really well if you use spicy seasoning such as various peppers, Old Bay or my favorite, Tony Chachere's Cajun seasoning.

Anyway! Turn the heat on high under the potatoes, add some seasoning. Flip flip flip, brown brown brown. I mention using an old fry pan because my potatoes always burn, but maybe you're just better with potatoes. Go with what works.

When the potatoes are translucent, retrieve your drained tofu and crumble it over the potatoes, then dump all your veggies in on top. The mixture will hiss and crackle and just generally make much of itself, so add a splash of lemon juice to keep everyone in line, and stir, season to taste. It's ready to go when the tofu browns and the potatoes are soft.

Enjoy while sticking tongue out at vegetable crisper.

Tasty Dips - quick, cheap, easy and such a success

Dips are great as a pre-dinner treat, as nibbles and also in a lunchbox for you OR for the kids. But buying pre-prepared dips is expensive and often not a very healthy choice.

You can make tasty, quick dips at home which are excellent with crackers, vegetables or chippies and can be made in minutes - and look just like the ones bought in the shop for three times the price!

My own favorite is the simplest of the lot:

Chilli Yoghurt Dip

Sweet chilli sauce (absolute favorite kind: Mae Ploy - it lacks the bitter aftertaste some sweet chillis have. But choose your own favorite)
Greek yoghurt (you can also use a plain acidophilus with a thick texture and a slightly sour taste - from my own experience, De Winkle works well, but Naturalea does not. But it tastes the BEST made with Yoplait Greek Yoghurt.)

Take a small bowl - glass for a pretty effect, but any kind will do.* Pour the sweet chilli sauce carefully around the edge of the bowl so that it runs down and coats the inside, all the way around. I find it's best to work fast with a generous pour.

Spoon the chilled greek yoghurt into the bowl. I use about 3 generous tablespoons in each of my bowls. Top with a little more chilli sauce - you can drizzle it in a pattern, or just pour over.

It's at its best with raw veges like carrots and celery, but really, this dip is wonderful with anything at all.

Garnish with sprigs of parsley if you want.

A New Twist on an Old Fave

Everyone knows how to make the good old Kiwi Nestle Reduced Cream and Maggi Onion Soup dip, right? Well, you can spice that up for the new millenium - and not just by using a different flavour soup, hee!

1 tin reduced cream
Fresh mint - you can grow mint in your garden very easily, and if you dont have a garden, mint lends itself very well to pot-life. Even if you're no good at gardening, mint will grow for you.
Cucumber
1 t white vinegar
Salt and pepper (the kind you grind are best for this one)

Chop the mint finely and dice the cucumber. You can blend these in a food processor if you want but I prefer to dice and chop with a sharp knife, as it doesn't bruise the leaves and flesh.

Mix through the reduced cream, and add a splash of the vinegar. Season (add salt and pepper) and give a final stir, then cover with cling wrap and chill for at least an hour and preferably four.

Yummy with chips!

Avocado Dip

When avocado is in season and they're cheap!

1 (or more!) ripe avocado
lemon juice
salt to taste

Scoop flesh out of avocado and discard stone. Place in reasonable sized bowl. The flesh should already be squishy - if it's not, it's not ripe enough, and you'll have to slice it up for sandwiches or something instead!

Whip avocado gently with a fork until it makes a thick paste. Add a squirt of lemon juice, and if you're that kind of person, a sprinkle of salt (I leave out the salt).

Stir again, then cover with cling wrap and chill til required. It shouldn't be very cold, but the lemon juice, covering it and the chilling prevents the fruit browning.

Wonderful with crackers.

*I bought a set of six textured glass dip bowls that are oval-shaped, each about the size of a breakfast cup, from an op shop, and I paid a dollar for the whole set. Every time I use them, people exclaim over them.

TOP TIP: Use a small container (such as the smallest kind of the Glad ones you can get in the supermarket). Put a tablespoon of one of these dips in the container, and take 6 water crackers or alternately fresh chopped veges for your lunch! Kids love dipping and it's a great way of getting some veges down them during the day! It's also a top after-school snack.

Cheat's Smoked Fish Pie: quick, easy, tasty and CHEAP

This has always been an emergency staple in my house if I need to produce a quick and presentable hot lunch - unexpected guests, kids have their friends over to play etc.

It's also great on those nights you get home from work exhausted and need to feed the family in half an hour.

Today, I'm gonna bring you the *cheat's version* - using all prepackaged ingredients.

1 tin smoked fish fillets
Either 1 tin tomatoes (if whole tomatoes, crush with fork) or 1 packet prepared white sauce, cheese sauce, or my personal favorite, parsley sauce.
1/2 cup frozen mixed veges (or beans, peas, or corn - whatever you have)*
2 hard-boiled eggs (if you like them) - chopped up**
1 t mild curry powder (or add more or less to taste)
A grind of pepper
1 pack instant mashed potatoes (Of course, you can use real potatoes if you prefer - I told you, I'm presenting the cheat's version tonight)
Grated cheese (optional)
Paprika (optional)
Breadcrumbs (optional)

Preheat oven to 170C

White Sauce Method
Make up the white sauce (or cheese sauce or parsley sauce) following the directions on the packet. If the sauce has a stove-top option, use that for preference, although you can do this in the microwave too.

When the sauce is prepared, flake the fish into it (that is, tip out of tin, and break up into sauce :D), add the mixed veg, eggs (if used), curry powder and pepper. You shouldn't need salt (the smoked fish is fairly salty) but if you like it, you can add a little. Stir over a low heat on the stovetop (for preference) or stir well and give short burst in the microwave - about a minute - and then stir well again.

Tomato Method
Stir fish, mixed veg, eggs, curry powder and pepper together in a saucepan. Drain the tomatoes, reserving the liquid (this means "put in a container to use later") and add them, crushing them into mix. Add as much juice as necessary to make a nice, wet mixture - probably only about a tablespoon at this stage.

Warm through, stirring often. Add as much juice as required to keep mixture wet without being a soup.

Both Methods

Tip into an ovenproof dish. From preference I use a deep round casserole, 10 - 15cm in diameter, but then, tonight, I made it in a low square baking tray. Use whatever you have :)

Make up the Instant mashed potatoes following the directions on the packet. Spread over the top of the pie - you can be artistic and make nice peaks, or smooth it out flat, however you like it.

I like to make a topping using a mixture of grated cheese (approx 2/3 of a cup), breadcrumbs (1/4 cup) and paprika (1/2 tablespoon), shaken gently together in a bowl, jug or cooking bag, and sprinkled over the top. But, you can use each of these things on their own (ie top just with cheese, for example) or, just leave your potato plain if you prefer it that way.

Heat through and brown your lovely topping - 10 mins is usually sufficient. Keep an eye on the pie and when you see the top starting to bubble or crisp, you're good!

Serving Suggestions
  • With crusty bread and a green salad
  • For lunch, with hot buttered toast on the side
  • This pie suits being made in individual ramekins - hugely popular with kids, they love getting their own "personal" pie
  • Reheats wonderfully for lunch on day 2!
*TOP TIP: Use leftovers from the fridge. Tonight, I added the leftovers of an (undressed) cannellini (white) bean, corn and fresh tomato salad, and two cold boiled potatoes, chopped up
**I omit the eggs if I'm making the tomato version, and use them with the parsley sauce version, but this is not a hard and fast rule :)

Freebie for Kiwis: Free Cereal Sample!

Are you in New Zealand? Sanitarium are giving away a free sample-size (45g) of their new product, Fibre Life Cereal.

This is an example of a free offer that LastPenny-ers like us are always on the lookout for! Ok, so 45g of cereal wont go all that far against your weekly budget - but remember your grandmother's words: Every little helps.

Go over here to check it out.*

LastPenny receives no payment nor incentive to place this link on our blog, and receives no benefit from any person following the link. The full url, if you prefer to type it into your own browser, is: http://www.fibrelife.co.nz/Default.aspx

Marrow: the veg that time forgot

The vegetable marrow (a type of squash, for American readers :D) is a veg that used to be a popular choice at the table. This is because it's nutritious, easy to grow, a good size to feed the large family, and lends itself to a range of different cooking options.



They're still available in supermarkets in season; and even more readily available at your local fruit & veg or sometimes at the chinese grocery.

To grow your own, plant zucchini (summer squash, I believe? comments to enlighten me are welcome!) plants and fertilise well (our own choice is horse or chicken manure! gleaned from a local riding school or horse paddock, for free preferably!)

The fruit will grow readily to large marrows, usually yielding almost more than you can eat.

PLain, steamed marrow is one of the least exciting foods you can eat, I have to say, and sometimes the flesh can have a slightly bitter flavour. In the upcoming weeks, LastPenny will bring you a host of marrow recipes, but for today I will leave you with a simple tip.

To prevent marrow bitterness and tenderise the flesh:
Cut the marrow in half lengthwise and core. Leave the skin on, but perforate gently in places with a fork.

Sprinkle the flesh-side of each half liberally with table salt. Wrap each half separately in tin foil, and leave in cool place (pantry is better than fridge, but if climate is hot refridgerate - food safety first) for an hour.

Rinse the salt away and leave marrow on paper towels to dry.

MMMMM - tasty, sweet marrow, ready for roasting, stuffing, or your choice of preparation.

Lunch Box - packed lunch for grown ups!

Buying your lunch is a huge money-drain, especially if you do it 5 days a week. But the whole idea of a "packed lunch" takes us back to our school days - peanut butter sandwiches and soggy salad rolls!

But it doesn't have to be like that. Check out our lunchbox tips for snazzy, tasty lunches that wont break the bank!

Gourmet Lunch Salad

Your favorite salad greens*, torn or whole according to your preference.
Diced ripe tomato
If avocado is in season, and cheap, add a quarter!
Cook pumpkin in the microwave and cube, Add to your salad.
If you like cheese, add your favorite sharp-tasting cheese, or feta, crumbled or grated
Think about adding steamed baby asparagus spears, corn kernels, or any other favorite vegetable in season
Take balsamic dressing in a separate bottle and add at lunchtime - tasty!

Turkish wrap

Spread a wrap or pita bread with hummus. Add a thin layer of cooked chicken, salami or ham, top with cottage cheese, salad greens and grated carrot. Roll up, wrap in cling wrap, and it will be fresh and tasty for lunch.

Sweet Treat

Buy your favorite in-season fruit - strawberries, cherries, pears, apples, oranges, bananas. Slice into a container and top with a punnet of mixed-berry yoghurt. For something a little more filling, top with a lightly toasted muesli.

This is a great one for school lunch boxes too.

Vege Dip

This is a top selection for many diet lunches. Take one punnet low-fat cottage cheese and a selection of sliced veges for dipping.
Carrots are always a favorite, but try broccoli, cauliflower and celery too!

For added flavour, try these cottage cheese variations:
  • Herbed: finely chop your favorite fresh herb (we love mint, dill and chives) and stir through
  • Hawaiian: stir through a half tin of crushed pineapple (choose the kind in natural juice!)
  • Chilli: Stir through a tablespoon of sweet chilli sauce
Let us know your own cottage cheese favorite!


TOP TIP: Buy whole lettuce rather than bagged salad greeens - you'll save more than HALF. Even better, grow your own!

Italian Vegetable Soup

2 cups sliced celery
1 large can tomato sauce
1/2 tsp. garlic powder
2 green peppers, diced
2 tablespoons sugar
1 large zucchini, peeled and sliced thinly
1 cup chopped onions
1/2 tsp.crushed oregano
2 to 3 pounds mild Italian sausage
2 cans or 1 quart crushed tomatoes
1 tsp. Italian seasoning
small pasta (optional) (I use risoni)

Break up the sausage and brown in a fry pan. Add the celery and cook for 10 minutes. Drain off the grease. Put all the ingredients into a large pot and cook for 1 1/2 to 2 hours.

*Perfect* in the crockpot - simmer on low heat during the day while you are at work to be served for dinner - if you're crockpotting and the celery is young, there is no need to cook it in the fry-pan first.

This makes a big amount - perfect to feed the family for a few meals, or, to freeze for later.

Serving Suggestions:
  • With fresh crusty bread
  • Make buttered toast "soldiers" for kids to dip in
  • I prefer to serve this as a main meal, but you could serve a small bowl as a starter if you preferred, as a prelude to a light, salad-y meal.

How to: Cream the butter and the sugar

A lot of baking requires "creaming butter and sugar" together. So, what does this *mean*? And *how* is it done?

"Creaming" the butter and the sugar means mixing or blending the two ingredients together until they take on a light, creamy texture. The purpose is to incorporate lots of air bubbles into the mixture, which ensures that your baked cake will be light and fluffy, and will rise nicely.

Food Processor Method:
Many recipes indicate that this process ought to be done with a food processor, and indeed it can be. Chop your butter into 1 inch cubes, add your sugar, and blend or pulse on low speed, using short bursts, until the two ingredients form the creamy paste we are after.

To cream by hand:
Never let anyone tell you you *need* a food processor to do this (or any other baking task, come to that.). Some people like to use a pastry cutter or a knife for this process, but here at LastPenny we prefer to use a heavy tablespoon (the oldfashioned serving kind) in a heavy old crockery bowl.

Place the sugar in your bowl, and cut the butter into slices - about 2 inches square, and each slice a quarter inch thick makes for the easiest to mix, I find, but you can use any dimension.

If using margarine, simply scoop out required amount and place in bowl.

You *can* do this with hard butter straight from the fridge, but it is much much easier and faster to do it with softened butter.

The *best* way to soften butter is to allow it to come naturally to room temperature. But it's rare we have the time to wait for that! Instead, you can place the amount of butter you want in a glass jug or bowl, and stand the container in a pan of warm water for 5 minutes. You can leave it longer if the butter is not yet soft enough, but keep an eye on it - you don't want it to start melting. Alternately, you can soften it in the microwave by giving it ten second bursts, checking after each.

Important: don't melt the butter at this stage.

Then, rub or cut the butter into the sugar. I like to "squash" the butter between my heavy spoon and heavy bowl, thus rubbing it into the sugar this way. After a few minutes, the mixing should get easier and you'll get the nice fluffy texture we're talking about!

TOP TIP: You can substitute margarine for butter, and use your choice of sugar - plain white, brown, raw, etc - and achieve the same or a similar result.

Argentine Steak - Tasty, economical casserole!

Argentine Steak is a tasty casserole, popular with the whole family, extremely economical, and as an added bonus, perfect in the slow cooker.

If you're prepared to buy a slightly more expensive cut of meat, it is also able to made very quickly as a fast supper!

Argentine Steak

1 rasher bacon
1 t worcestershire sauce
1 T brown sugar
1/4 c tomato sauce
1 oz grated cheese (1/2 cup)
1/2 t curry powder
1/2 c water
1 large carrot
1/2 t ground ginger
2 t vinegar (I use white for preference)
1 T flour
300 - 400 grams (1 lb) beef steak - gravy beef is beautiful in the slow cooker, use chuck or blade steak for 1 hr in the oven, or if you buy rump steak you can cook this in 40 mins. The most economical method is gravy beef in the slow cooker!

Combine all ingredients in an ovenproof dish or directly in the slow-cooker. Yes: it really is this easy. Measure everything in any order and pour into pan. Stir gently to combine.

Preheat oven/turn on slow cooker. For gravy beef, cook all day in slowcooker; or cook 2 hours in 150C oven.

For blade steak, cook 55 mins at 170C.
For chuck steak, cook 1 hr 10 at 170C.
DO NOT use a fan forced oven for these cuts of meat - turn the fan off.

For rump steak, use a fan oven if you have one, and cook 45 mins at 180C. Stir a couple of times during cooking.

Serving suggestions:
  • Tasty over mashed potatoes with steamed greens on the side
  • Serve as a baked potato topping with coleslaw on the side
  • The leftovers reheat wonderfully for a microwave lunch

Hints From My Great-Grandmother's Cookbook

I mentioned in an earlier post that I had a cookbook belonging to my great grandmother. Today I want to share a few excerpts (hints, rather than recipes) from it.

Let me start with the comfortable, homely words from the foreword:


All recipes are simple and practical.

No expensive ingredients are used and all can be bought in any New Zealand town.

Special attention has been paid to utilising odds and ends of vegetables, fish, meat, stale bread and cakes etc in many appetising ways.

A young housewife following through with the recipes given here can order her household without one ounce of waste in food.

Cookbooks like this one (Una Carter's Famous National Cookery Book, 7th ed, no year or publisher given on cover or fly) are *really* the way to find recipes to help you save. Look for old cookbooks written before World War II; or at least before 1960 - these are the recipes and tips which will really help you save.

Hints from the Recipe book:
  • Use a wooden spoon for stirring
  • Sieve flour for lightness
  • Use breakfast cups to measure a "cup" in recipes
  • Use old magazines as pot stands
  • Keep lids on pans when cooking soups and stews
  • Measure all ingredients before commencing to mix
  • Have all tins greased or prepared before commencing to mix

I'll bring you more excerpts and of course a few recipes from this book as well as many of my favorites from other sources. Old-fashioned notions still have a lot of merit, even coming up to a century later :)

Tips for Travelling without spending a fortune

Travelling - from time to time, we all do it, and sometimes it's for fun; other times it's for business; and still other times, it's for duty.

Now this post isn't about doing your OE on the cheap or the best way to backpack through Europe - there are many other wonderful resources out there which can tell you how to do that much better than I.

This post is about those last two categories - travelling for business or duty.

If you're travelling for business and your employer pays; great - little of this applies to you. But, how about if it's your OWN business, if you're a contractor, or if you're self-employed, and every penny comes out of your own pocket?
  • When you have to travel, try to plan as far in advance as possible. The further out you book, the cheaper the options often are.
  • Consider booking the cheapest, unchangeable fares and taking Cancellation Insurance: if the event you are going to is cancelled or changed, cancellation insurance usually covers your airfare costs.
  • Look at all your transport options. Weigh up the benefits and costs of driving your own vehicle, taking a rental vehicle, and using public transport/flights. Drving your own car a long distance is often less of a saving than you might imagine, by the time you factor everything in.
  • Check out accommodation options. Think outside the square - look for B&B's and homestays in the town you're headed to; factor in camp-grounds and chalets. Are there friends, workmates or relatives you could stay with nearby?
  • Eating while you're away is one of the biggest hidden costs. When out of town, there's a huge temptation to eat all 3 meals at cafes or restaurants, or use room service. Don't be afraid to use the supermarket and purchase items to eat in your room, or to make your lunch.
  • Familiarise yourself with the town you're going to. Check out a map before you go, and know your destination, the public transport and your accommodation. Don't get stuck with $100 cab fare before you've even begun!
  • Use Wotif to find accommodation, and look at Grabaseat for flights.
  • Finally, consider when you are travelling. Avoid peak hours of the day (between 7.30 and 9am, 5pm - 7pm) and peak holiday times. Know when the school holidays are, even if you don't have kids yourself.

Great Lunchbox Recipe - Creme de Menthe Cake (Arsenic Cake!)

Creme de Menthe cake (or Arsenic Cake, which is what we affectionately called this tasty treat :)) was one of my favourite childhood recipes - and simple enough to make that it was one of the first cakes I learned to bake alone.

Basically, it's a chocolate peppermint cake - a plain cake, flavoured with peppermint and tinted with green food colouring; and iced with rich chocolate icing (frosting). It tastes wonderful, and it's startling colour makes it a lunchbox or party favourite - as well as making it perfect for birthday cakes, St Patrick's Day or halloween!

Creme De Menthe Cake

4 oz (115g) butter
6 oz (170g) caster sugar (Don't buy it specially if you don't have it to hand: use plain white!)
2 eggs
6 oz (170g) flour
1/4 c milk
1/2 baking soda
1 t cream of tartar*
1 t peppermint essence
1 t green food colouring (optional of course)**

Cream the butter and sugar (Check out a post later in the week for directions if you're not sure what this means!) Add the eggs and stir gently. NOTE: Never beat a cake mix, unless the recipe specifically calls for it. Stir gently :)

Dissolve the baking soda in the milk. Add it alternately with your remaining dry ingredients (flour, cream of tartar). NOTE: this means, stir in some of the dry ingredients, then an equivalent proportion of milk, and repeat until all have been added. It's to help you achieve a smooth cake batter :)

Your cake batter should be a nice gold, and reasonably thick. add your peppermint essence and green colour, and stir through until mixed. The batter will turn a pale grass green - don't get it too bright, it always looks brighter when it's cooked!

Grease your cake pan, or line it with baking paper, and pour in your cake batter. I prefer to make this cake in a square pan, so as to have lovely squares with four green sides when it's cut, but use your favorite cake pan for the occasion. Round is usually better for birthdays!

Bake the cake at 180 deg C (350F) until done - it takes around 40 minutes in a standard oven. A fan oven will be faster.

The edges of the cake will brown, but when you cut it you'll find the cake is quite a virulent green. if it's for a birthday or St Patrick's Day, you might like to trim the edges off to make a nice bright green edge - you can serve these offcuts as desserts with icecream.

Ice with your favorite chocolate icing/frosting recipe - I'll bring you mine tomorrow, but this cake will take your own favorite.

*Unfortunately, there's not really a good substitute for cream of tartar, if you don't happen to have it. You could try popping in a teaspoon of baking powder instead. You'll find recommendations to leave out the baking soda if you do that, but I wouldn't recommend that course for this particular recipe.

Serving suggestions
  • This cake is a lunchbox favorite - very tasty, and great looking!
  • Un-iced, sliced thinly and topped with chocolate sauce as a dessert
  • Birthday party - either as the birthday cake or sliced into fingers
  • St Patrick's Day or Hallowe'en party fare
**TOP TIP: If you are making a "grown up" cake, add 1/2 cup of cocoa to the mix, and another few drops of peppermint essence. This will give you a real chocolate peppermint cake, with a night light fluffy texture.

Baking Staples - things for the pantry!

Note: In this post, by "baking" I mean: making cakes, cookies, slices, breads and other things you'd find in the baked goods section at your supermarket, or at the bakery.

If you want to be able to bake "at the drop of a hat", it pays to keep a set of baking staple items in the pantry. That way, when you suddenly realise you need something extra for the lunchboxes in the morning, or feel like treating yourself for Sunday lunch, you'll be able to choose your favorite recipe and be ready to go in minutes.

It means no special trip to the supermarket too - and we all know the dangers of those "special trips" when you're on a budget. "I'll just get one of those"... perhaps the worst words ever to pass a penny-saver's lips! I bet everyone reading knows exactly what I mean there...

So without further ado, what items do *you* need in your pantry to be ready to bake?

Flour
Plain white flour is what I buy myself, with a small bag of wholemeal on hand as well. There are lots of wholemeal and wholegrain flours available and I'm sure they're all excellent, but healthy-choices not withstanding, my family prefers white. And while I'd *love* to get them eating better, I'm weaning them off store-bought sweet treats, so I figure white flour is a compromise I don't mind making - for now!

Choose your favorite brand of flour - I buy what's on special myself - and if you prefer to use a wholemeal flour, substitute at will.

When it comes to self-raising flour, I don't buy it. Why not? Make your own.**
  • Baking powder
  • Baking soda
  • Cream of tartar
  • Salt
  • Sugar - many recipes use brown sugar, raw sugar, caster sugar etc. Now, you *can* buy all those kinds of sugar if you want, but pretty much, you can use whichever kind you have on hand. I try to keep white sugar and either brown or raw sugar in my pantry, but on those tight weeks, I stick to just plain old versatile white.
  • Cornflour or cornstarch - a lot of recipes use it for thickening. It's a nice to have; you can do without it - but it *is* handy for thickening savoury dishes and sauces, and I do try to keep it myself.
With these basic items, you can pretty much consider yourself baking-ready. As well, a lot of recipes use eggs, butter and milk, but you can find plenty of egg-free recipes if you look - our own Honey Loaf is an example. And butter can usually be replaced by margarine or any other fat you have on hand (sour cream, yoghurt, or even cooking oil, to name 3 I've used in a pinch), and milk can often be replaced by water.

Flavouring Pantry Items

These definitely come under the heading of nice-to-haves, but most of them last a long long time - often you'll need only tiny amounts of these items. I try to buy one every second shop, and then I have a stack before I know it, without having a huge outlay all at once. And of course, your family may not like some of the flavours (chocolate and peppermint are big in my house, but orange rarely goes down well, for example) so that will also determine what you buy.

Flavoured essences to keep on hand:
  • Peppermint
  • Vanilla
  • Lemon
These are the only three I consider *essential* for myself - but essences come in all flavours. Others you might like to try include:
  • Almond
  • Brandy
  • Rum
If you have kids, the investment of a couple of dollars in some food colouring can really pay off - both in interesting kids in cooking, and in getting them eating the results! I like to keep green and red food colouring at home, blue is also a popular choice.

The other key food flavouring I keep is cocoa. Essential for chocolate cakes!*

Of course, you can also keep ingredients like dried fruit, crushed nuts and cooking chocolate to hand. But you don't *need* them to bake successfully!

**TOP TIP: To make your own self-raising flour, add one and a half-teaspoons of baking powder and a half-teaspoon of salt for every cup of plain flour.
Simple, huh? :)

*TIP:
If you run out of cocoa, you can substitute instant chocolate drinks such as Drinking Chocolate, Milo or NesQuik. The flavour will be slightly different, but if your wee one or significant other really wants their favorite chocolate snack, it can save your bacon!



Second hand shopping for the kitchen - even the celebrities are doing it!

Last Night on Campbell Live, celebrity chef Richard Till talked about "retro" baking utensils.

He had a lot of items that many of us still have and use at home, but he also made a key point - the young presenter didn't even *recognise* a lot of the items that our mothers and grandmothers used every day.

Two of the items discussed last night:


These are a flour sifter (left) and a Gem iron (right). (Watch this space - next week LastPenny will bring you Mum's wonderful Gem recipe. It's not exactly healthy eating, mind, but we all need comfort food, right? *vbg*)

Baking at Home

The point of today's post is twofold. The first key point is that baking at home provides a more cost-effective and often healthier alternative to buying snacks.

By looking out those old recipes (or following LastPenny!) you can keep the family in cakes, biscuits, desserts and many other tasty treats, all without spending a fortune.

Here's the SECOND key point. With the busy, instant focus of life in this new millennium, many of us simply aren't set up to bake at home. We're missing a number of the key items we need to get going. But don't despair! Don't put home baking in the too hard basket, or think it will take a lot of expensive equipment to get going.

So what utensils I need to bake at home?
  • First up, you don't need a food processor, blender, or any other fancy electronic equipment. While those are nice to haves, your gran didn't have them, and quite likely your mother started without them too - and they all baked, very successfully.
  • What you do need are a couple of good heavy tablespoons, a set of measuring spoons, a set of measuring cups, a fork, an egg-whisk, a rolling pin and a measuring cup or bottle with a fitting lid (that you can shake liquid ingredients in).
  • If you don't have a rolling pin, a wine bottle or something similar-shaped and reasonably heavy will do the trick.
  • A sieve or sifter for flour is desirable, but you can live without it.
  • A rubber spatula for scraping out bowls is a nice to have.
  • A set of kitchen scales is helpful, but you CAN do without it - many recipe books including the Edmonds Cook Book have conversion charts at the front, listing the conversions from weight to volume for common ingredients.
  • The final key thing you need, especially if you're a new baker, is a RECIPE BOOK. And I don't mean Jamie Oliver's newest coffee table masterpiece, either. Find your mum's favourite old recipe book - I have one of my mother's grandmothers, that gives the method for regulating the temperature in a wood-burning stove. That's the kind of recipe book you need. In the front of those books are a whole lot of lovely tips for the first-time baker - all about what terms such as "cream the butter and sugar" mean, and advice on really how to rub the butter into the flour. (LastPenny will bring you those in due course, too - but having them at your fingertips is a great idea)
Now, don't go off to Farmers and spend a couple of hundred dollars in the kitchen department! The VERY BEST THING about all of those things listed above? You can buy them all at your nearest Salvation Army Op Shop, or at garage sales. All those items together will set you back less than $20.00.

While you're there, pick up the other items you'dd need. These vary depending on what you're intending to cook, but will likely include:
  • Cake pans*
  • Muffin trays**
  • Cookie sheets
  • Loaf tins
*TOP TOP: If you have a smallish lasagne pan or a square baking dish, you can use it as a cake pan. Many casseroles will also do double duty.

**TIP: You can buy muffin and cupcake papers at the supermarket, and if you don't have a muffin pan, many muffin or cake doughs will hold their shape in a paper receptacle. The key here is not to overfill the muffin or cake paper.

We'll bring you some top baking recipes and tips over the next week :) Look out for them, and if you've got an old favorite, drop us a line in comments or by using the form on our webpage here, and we'll find your favorite recipe for you! Or, if you have a recipe to share, send it in - we'll include it, with a link to your website or blog.

Dinner Recipe: Honey Mustard Chicken

This is one of my favorite recipes, very fast and easy to make and it's always popular. It takes less than 15 minutes, start to end, and it's a one-pan, one bowl dish!

LastPenny uses only free range chicken products: they cost a little more, but here at LastPenny, while we're committed to saving your dollars, we wont save money through animal suffering.

400 - 500g chicken meat, or you can use chicken pieces Either skin your chicken or buy skinless - it's a healthier choice and it takes the flavour better
1 heaped T honey
2 t wholegrain mustard
1 T white wine*
lemon juice
2 medium carrots

Mix honey and mustard in a bowl. Together they will be very gluggy and the honey will stick to the spoon - don't worry, this is normal :). Add a good squirt of lemon juice - the equivalent of half a small lemon, or around a teaspoon. This will "cut" the honey's stickiness, and allow you to mix up a nice smooth paste of the honey and mustard together.

Mix until you can see the grainy mustard through the honey and your mixture is smooth and stirable. Set aside, and put the kettle on to boil for your hot water!

Cut chicken into bite-sized pieces, and sear in frying pan. Once chicken is lightly browned, pour your honey mustard mix over and lower the heat.

Pour the boiling water into the bowl you mixed your honey mustard, and swirl to ensure you get all traces. Add half of the water to pan, and stir chicken mixture til simmering. Add the wine.

If you want to add other veges, add them now. I sometimes add courgettes. Whatever you use, chop it into bite-sized pieces.

Cook for a further 7 - 10 mins at a gentle simmer. Stir occasionally as the sauce reduces. Add more water from your bowl if needed.

*TOP TIP: if you don't have wine or don't like to cook with alcohol, use 1 t white vinegar and a splash of water instead

Serving Suggestions:
  • Stir through pasta, with a green salad on the side
  • Serve with boiled potatoes and fresh steamed green veges - asparagus is perfect, or try broccoli or celery
  • Leftovers reheat beautifully in the microwave for an office lunch, or top a cold salad for a yummy summer lunchbox

Transport: One of your biggest saving options

Driving your car every day is an expensive exercise, what with the price of petrol not to mention the incidentals - running costs such as:
  • Insurance
  • Registration and warranty
  • Repairs and maintenance
  • Tyres
  • Vehicle depreciation as the mileage increases
There are several ways you can save in this area. One of the simplest is to downgrade your car. Choose a small, light vehicle with a low CC rating, and see your insurance costs drop, your petrol costs drop, and depending on your choice of model, possibly your maintenance costs too. This is often an overlooked facet when purchasing a car - popular small makes are often cheaper to repair and maintain.



Carpooling was once popular, but in these days of school runs and the "instant" society, no-one wants to wait or have the "bother" of having to go home at a certain time. But rethinking these ideas can save you a lot of cash.


Even if you carpool two out of five days a week, or combine the school run with your neighbours, there are opportunities for saving. Maybe you and your neighbour start at the same time, and you and your spouse finish at the same time, and there's a way that can be combined?

Public transport is often the best way of saving money. Not only do you save on gas, you also don't have to pay for parking. Check out public transport options in your city - buses, ferries, trains.

When you use public transport, look for discount deals. Often there are monthly passes, ten trips, and other combination tickets that deliver extra savings.

TOP TIP: Many public transport options have chep deals *after 9am*. If you are able to start after 9 and employ flexi-time, even one or two days a week, this can deliver a SIGNIFICANT saving.

Top dessert/lunchbox recipe: Honey Loaf

Honey Loaf is a sweet-tasting, cake-like loaf, perfect as morning or afternoon tea, as a lunch-box filler, or as a dessert.

And best of all, it's very very simple to make and uses a selection of relatively cheap ingredients.

Also, it is dairy free, egg free and nut free!

We make this at home all the time - it's a family favorite!

Honey Loaf

Note: These recipes use NZ measurements. 1 c = 1 cup = 250 ml. 1 T = 1 tablespoon = 15 ml. 1 D = 2 teaspoons. 1 t = 1 teaspoon = 5ml. If you're in the US, you may find you need a little extra baking powder in recipes that use it.

8oz (225g) flour
4oz (110g) sugar
1 t baking powder
1 t baking soda
300ml water, boiling
2 T honey

Mix flour, sugar and baking powder. Slowly, add the boiling water with honey and soda dissolved in it. Stir well.

When I make it, I hand-stir. I find the food-processor over-mixes, but it may work for you.

The batter is quite liquid when made, about the consistency of yoghurt or perhaps a little thicker.

Pour into greased loaf tin and bake at 180C (350F) for 1 hour.

Serving Suggestions

The loaf is an attractive golden colour when cooked, and just very slightly sticky (thanks to the honey!) to touch. It rises nicely to a loaf-shape, and when cool, holds its shape well and is easy to slice.

As a dessert:

  • Serve warm, cut into chunks with vanilla icecream or your favorite fresh or tinned fruit
  • Serve warm or cold to taste with fresh fruit and custard
  • Slice into squares and serve cold, topped with sliced berries or other fruit as dessert "nibbles" or "tapas"
As a snack:
  • Serve cold, sliced and buttered
  • You could spread it with jam, too, but I find that a little too sweet, myself
  • Top with icing sugar and drizzle with lemon juice and slice into fingers
  • Cut like a cake, either topped with icing sugar or iced with lemon or vanilla icing
In the lunchbox, wrap in clingwrap or lunchwrap and the slight stickiness will not be a problem. Kids wont end up with it all over their clothing, faces etc :)

Competitions - why?

I just entered this draw, and when AA gave me the opportunity to share it, I thought, well, why not bring it over here and let mt fellow penny-savers try their luck?

cars for sale

And that brings me to the point of today's post. When cash gets tight, it's time to think outside the box for other sources of income and necessities.

Out there on the internet, every day, are hundreds of competitions for you to enter. If you're between jobs or unable to work, spend a little time every day looking for competitions to enter - the kind with products or cash as prizes. Normally, all it takes is a few clicks of your mouse - and as they say, "You've got to be in to win!"

Here's another place to go: The Great New Zealand Survey where you can win prizes for completing surveys, and gain draw entries by merely clicking links. Plus, you receive some interesting info and special deals you might not otherwise.

Staple Pantry Items

Saving cash - and eating better - can begin with dining at home, cooking family dinners, making your lunch to take with you to work or school, and eating a proper breakfast so you're less likely to want to buy expensive and unhealthy snacks during the day.

Items to keep in the pantry so you're always ready to cook:

  • Tinned tomatoes - whole or chopped
  • Tinned whole kernel corn
  • Tinned fish - smoked fish, tuna or salmon are the most versatile. Choose your family's favorite and keep it on hand. Don't buy the flavored kind - it costs more and is less versatile!
  • Pasta - whole grain is most healthy, but buy to taste. There are lots of different shapes available to keep kids interested!
  • Rice
  • Beans - whichever kind your supermarket stocks! Or choose the kind yhour family likes the best.
  • Flavoured beans such as baked beans, chili beans for instant meals and healthy after-school or after work snacks
  • Canola cooking oil and cooking spray
  • Wholegrain mustard
  • Plain flour
  • Honey
  • Lemon juice, if you don't have access to fresh lemons
  • White vinegar
  • Balsamic vinegar
  • Sweet chili sauce - my personal favourite is Mae Ploy brand, but buy for price and personal taste
  • Peanut butter
a) - Always buy the cheapest brands! There is very little difference in quality between store's own brands and the more aggressively marketed kinds. ** Exceptions - do READ the ingredient lists for preprepared foods. More on this in a later post.
b) - If we've labeled a brand, we used it in our recipe-testing. BUT, we have no affiliation with any marketing company nor do we receive payment for this - at LastPenny, be assured, any brand or product recommendations are simply our *own personal taste*. PLease substitute for your own favorite brand.

Recipes using these staples will follow, as will staples for fridge, freezer, fresh goods, etc

Tips: Grocery shopping

Shop at discount stores: For New Zealand, this means Pak N Save, The Warehouse Extra, cash 'n carries such as Moore Wilson's. The Mad Butcher is an excellent source for meat, and also for petfood!!

Look for advertised specials and buy in bulk eg New World coupons, Foodtown Wine Sales

Buy fresh produce from orchards or growers - you can often achieve savings of up to 50%

Buy fresh produce seasonally.

Be flexible. If broccoli is $3.00 per head, substitute cauliflower, silver beet etc.

Check prices and buy what is on special.

Making Your Pennies Last

Check back often for top tips on saving cash, getting things for less and making your money work for you.

Top tip for July: Cook at home. Exciting recipes coming soon!